Benefits Corner
Benefits Corner this month features the steps needed to complete your health exam to avoid a premium increase. Also this month are articles on the upcoming deadline for open enrollment and what you need to know about changing coverage on your benefits.
Time is running out to complete your exam!
You only have until the end of September.
Follow these steps to avoid the 2019 premium increase:
- Complete the Registration & Consent Form and Authorization of Use & Disclosure of Protected Health Information Form - Employees and their covered spouses each must complete these forms, which are available on the Employee Information Center, or EIC.
- Biometric Measures and Physical Confirmation - Complete an annual physical exam between Oct. 1, 2017 and Sept. 30, 2018, as well as a standard lab-test blood draw. Have the “Biometric Measures and PhysicalConfirmation” form completed and signed. If you do not have a doctor, visit www.myuhc.com and log into your account. Then, click on the “Find a Doctor”link. You may also call 1-877-571-9867 for assistance.
- Submit the Forms - Submit the completed forms by Oct. 15, 2018. Scan and email to saia@trihealth.com or securely fax to 1-513-487-4672.
Having a relationship with a physician, allows them to develop a medical familiarity with you and your family. They also are responsible for the screening of most major health-related issues. Knowing one's personal health information and the areas where improvements can be made is the best way to achieve a healthier life.
Note that the doctor visit and blood/lab results must be completed by both the benefit eligible employee and eligible spouse and the forms submitted by the October deadline. Employees and spouses who choose not to participate must pay the surcharge outlined:
- Employee Only: $135 a month
- Employee Plus One Dependent: $135 a month
- Family Coverage: $135 a month
All benefit-eligible employees hired on or before Dec. 31, 2017 and eligible spouses that will be covered on the Saia health plan who submit their blood/lab results will not be subject to the premium charge for 2019. This includes those employees with 10 or more years of service
Also, don’t forget to enter our social media contest for a chance at winning great prizes!
Employees who post a picture to Facebook, Twitter or Instagram using hashtag #SaiaHealthy will be entered into a drawing to win one of three prizes including a fitness kit, fitness tracker or a day of paid time-off!
To be eligible to win:
- Submit your “Saia Healthy Directions” forms by Oct. 15
- Post a photo on Facebook, Twitter or Instagram showing how you stay healthy using hashtag #SaiaHealthy, tagging Saia in the post
- Like or follow Saia Careers on Facebook, Twitter or Instagram
The contest will run until Sept. 30 and is open to full-time employees hired before Dec. 31, 2017 and who have submitted their forms. Winners will be announced the last week of October.
Mark your calendars!
Open Enrollment 2019
Saia’s annual online open enrollment will begin Oct. 15, 2018 and end Nov. 9, 2018. The open enrollment period allows benefit-eligible employees to elect benefits coverage for 2019. Remember, all full-time employees desiring benefits must enroll even if they have previously enrolled either as a newly hired employee in 2018 or during past open enrollment periods.
Qualifying life events…
What You Need to Know
Did you know that because your benefits are deducted on a pretax basis, there are set limits of when an employee may make changes to their benefits outside of the new hire and/or open enrollment periods?
An eligible employee may only change benefit elections outside of new/open enrollment periods if they experience a qualifying life event such as, but not limited to, a birth, adoption, marriage or divorce.
Employees must notify the Benefits Department with 31 days of the life event occurring to qualify for changes.
For more detailed information, please review the "New Hire/Open Enrollment Guide" available on the EIC and through the enrollment website.